MWPF

Death Benefit

Ensuring your loved ones are cared for when you’re no longer able to.

Should you die while in service, MWPF ensures your loved ones are cared for when you are no longer able to. We protect your loved ones with a benefit that offers financial support when they need it most.

The benefit payable will be as follows

The above benefit will be taxed as per the Income Tax Act of South Africa.

  • Death claim form signed by two Employer authorised signatories and stamped by the mine
  • Deceased nomination of beneficiary form
  • Certified copy of the death certificate
  • Certified copy of the death certificate from country of origin if not South African, e.g. Lesotho, Mozambique, Botswana, etc
  • Translation of the certified death certificate into English should also be obtained
  • Certified copy of the deceased’s identity document or passport
  • Original beneficiaries’ bank statements with bank stamps
  • MWPF bank mandate form signed and stamped by the bank and claimant; if the bank account is less than 3 months open
  • Certified copy of marriage certificate and certified copy of identity document or certified copy of passport of the spouse (For marriages registered at Home Affairs after the death of a member)
  • A customary union letter signed by three of the deceased’s family members in front of their Chief or Magistrate that confirms the marital status of the deceased, the name of the spouse and the number of children and their names; with certified copies of their identity documents or certified passport copies confirming that the member was never married and had no children
  • Beneficiaries’ fully completed affidavit of dependency forms (MW16) signed and stamped by the Commissioner of Oaths listing all minor children must be submitted
  • Major children must complete their own affidavit of dependency (MW16), signed and stamped by the Commissioner of Oaths
  • A letter or affidavit from the deceased family confirming that all the children belonged to the deceased must be submitted
  • The letter or affidavit must be signed by three of the family members in front of their Chief or Magistrate together with certified copies of their identity documents or passports (Alternatives are maintenance orders or unabridged birth certificates showing names of both parents)
  • Proof of guardianship from a social worker’s background report for minors not residing with their biological parents must be submitted. The report must be stamped by the social worker
  • Documents are verified
  • Claims are investigated by the trustees* to identify the dependants / beneficiaries for the allocation of the determine benefit allocation
  • Tax is applied for
  • Bank account verification is received
  • Payment is made

* The Trustees are responsible for the investigation and distribution of your funds to the beneficiaries and have the final say in the distribution. It is important for members to regularly update the nomination of beneficiaries’ forms, used by the Trustees as a base for investigations and distributing your death benefit. The Trustees have up to twelve months to finalise the investigation and the distribution of a death benefit.

FOR CLAIMS, PLEASE CONTACT YOUR HR DEPARTMENT

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